Actuary - Financial Resilience
Date Posted: 17/03/2026
Location: London
Job Type: Full time
Apply NowActuary - Financial Resilience
Location: London (Hybrid 50%)
Contract: Permanent
Hours: 35 hours
Purpose
To support the Head of Financial Resilience to assess, demonstrate and improve the financial resilience of the Group.
To use technology to improve the speed and accuracy of stress and scenario testing (“SST”)
To build and enhance processes across the capital management teams to enable more efficient productions of management information, with suitable controls, to support decision-making.
To support oversight of stress and scenario testing across the Group to enable effective monitoring of risk exposure and to support strategic decision making.
To support identification and execution of management actions and capital solutions to improve the Group’s financial position and/or to reduce volatility
About Just
We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.
This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.
Key responsibilities
- To support development of methodologies, tools and processes to ensure the Group can perform robust, flexible and timely stress and scenario testing to monitor risk exposure and support decision making, with a particular focus on the use of technology
- To build and enhance processes across the wider capital management teams to enable faster production of management information, with suitable controls.
- To support updates to systems and processes to establish good practice SST production, future proofed over the medium team.
- Engagement with key stakeholders across the Group to get buy-in on proposed methodology and processes
- To support identification and execution of management actions and/or capital solutions to optimise the balance sheet and to reduce volatility and support the financial resilience of Just.
- Examples of Key Activities
- Develop methodology, tools and processes for stress and scenario testing, leveraging new technology for efficiency and scalability.
- Develop repeatable processes across the wider capital management teams (ALM, Internal Model) to enable faster results production with suitable controls (for example in the calibration of scenarios across different risk and probability levels).
- Support engagement with key stakeholders across the business that are/will be involved in stress and scenario testing
- Support group projects that impact the capital position
What we’re looking for
- Strong understanding of Solvency II framework, particularly the Solvency UK Matching Adjustment reforms and internal models
- Excellent analytical and problem solving skills
- Good understanding of the products/services provided by the Group, their risks and their capital requirements
- Enthusiastic about leveraging new technologies to drive innovation and efficiency
- Ability to construct frameworks and methodologies by thinking through first principles
- Ability to maintain competence and up-to-date knowledge
- Ability to lead and influence others, and to build collaborative relationships with a range of stakeholders across the business
- Experience
- Proven problem analysis and resolution experience
- Experience of ALM, hedging, capital management, risk management, UK Solvency regulations (SII or SUK) and IFRS 17
- Experience of model development and maintenance
- Experience in delivery of projects
Our behaviours
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
What’s in it for you
A competitive salary, pension scheme and life assurance
25 days annual leave plus an additional day on us for your birthday
Private medical cover and income protection, just in case
A generous and highly achievable bonus scheme
Opportunities to progress your career in-role and within the company
Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
A variety of employee funded benefits available via our online benefits portal
Plus, several additional purchase options available for you and your loved ones
Explore our full range of benefits on our dedicated benefits page.
Belonging at Just
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Application details
Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.
Be Bold. Be Brilliant. Be Just