ERMF Risk Manager
Date Posted: 06/05/2026
Location: London
Job Type: Full time
Apply NowERMF Risk Manager
Location: London
Contract: Permanent
Hours: Full time- 35 hours
Purpose of the role
work with the Group Risk team and risk owners in developing and maintaining an appropriate risk management framework and supporting its implementation across the Chief Risk Officer’s organisation for adoption and deployment by the business.
coordinate activities of the Enterprise Risk team.
support the development and/ or maintenance of risk processes to provide increasingly effective deployment of the Enterprise Risk Management Framework (ERMF) and challenge to the business, encouraging high standards of controls and proactive management of risk events.
support other Group Risk team members in coordinating the operational risk scenario process in support of the Group’s Internal Model and support the operation of the Group’s risk management system of record and tools in support of the ERMF deployment.
About Just
We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.
This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.
Key Responsibilities
Support the development, embedding, and continuous improvement of the Enterprise Risk Management Framework (ERMF), risk practices, and risk culture in line with risk appetite and strategic objectives.
Provide clear, considered advice and challenge to senior stakeholders, including the Director of Enterprise Risk, Chief Risk Officer, and wider leadership, on operational risk matters.
Partner with Group Risk and business risk owners to support effective risk identification, assessment, and reporting across relevant entities.
Deliver proactive operational risk guidance and oversight, ensuring risks are managed in line with the ERMF.
Contribute to the development and maintenance of operational risk scenarios, supporting the Group’s Internal Model for Operational Risk.
Maintain and enhance the Group’s risk management system of record, ensuring alignment with the ERMF and supporting accurate, consistent risk reporting.
Engage with system providers where required to support continuous improvement and effective utilisation of risk systems.
Ensure compliance with internal policies, regulatory requirements, and reporting standards at all times.
What we're looking for:
Externally recognised specialised risk management qualification or equivalent experience is essential
Proven track record of practical experience of implementing and/ or operating risk management frameworks and processes.
Significant breadth of experience and knowledge of life and pensions/ Financial Services.
Experience of risk support in change and implementation of large transformation initiatives.
Commercially aware and committed to internal and external customer service.
Excellent relationship management and interpersonal skills.
Strong communication skills, including influencing, negotiation, presentation and report writing.
Strong understanding of risk management frameworks, practices and their application, including enterprise and operational risk. Ability to identify emerging risk issues and to drive understanding and management.
Good understanding of regulatory context for operation of risk management, including Solvency 2 requirements and PRA/ FCA expectations.
Strong analytical and critical thinking ability, able to interpret information from a number of sources and draw together the ‘big picture’ and bring a strategic perspective.
Ability to inspire trust, influence others, promote collaboration and motivate.
Our behaviours
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
What’s in it for you
A competitive salary, pension scheme and life assurance
25 days annual leave plus an additional day on us for your birthday
Private medical cover and income protection, just in case
A generous and highly achievable bonus scheme
Opportunities to progress your career in-role and within the company
Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
A variety of employee funded benefits available via our online benefits portal
Plus, several additional purchase options available for you and your loved ones
Explore our full range of benefits on our dedicated benefits page.
Belonging at Just
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Application details
Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.
Be Bold. Be Brilliant. Be Just
Apply Now